Wednesday, 16 October 2013
Sky News Update: Sky+HD Box Enhancements
Sky news update: Sky is planning to enhance the looks and performance of the Sky+HD box. These updates will bring new features to the box.
Tuesday, 15 October 2013
Sheilas' Wheels news update: Tips for Insuring Female Drivers
Sheilas’ Wheels news update: Third party websites offer women some tips for lowering their car insurance following the levelling out of costs between genders.
Following the outrage that ensued when it was clarified by insurance companies that women were given better insure rates and when lots of insurers, such as Sheilas’ Wheels, entered the market offering insurance exclusively for female drivers, prices generally started to be questioned. The difference between males and females when it came to insurance policies was huge, women got a much better deal and many insurance companies picked up on this and began targeting just females.
This prompted an outcry and ultimately a fair price policy being introduced that disallowed insurers to cater for just one gender or to offer better rates of insurance based on the gender of the customer. It has been noted that saving money on car insurance has never been more important to women.
Unfortunately, as with any insurance group it is the younger demographic who suffer. Women between the ages of 17 and 25 looking to insure their cars are expected to be hit the hardest with the premiums predicted to shoot up 24%, on average.
It has been proven that this is not unjustifiably so though as statistics indicate that for example, an 18 year old is three times more likely to be involved in a road collision than a 48 year old. One way around this is to quite simply add a secondary driver to the policy who has more on-road experience. Provided the youngest driver is named as the main driver, this is just a helpful tip for a slight reduction in charges.
It sounds easier and simpler than you think but driving carefully will lower any premium. This doesn’t mean slower necessarily – although young drivers with a speeding offence could see their premiums rise by as much as 22% - but it means being more aware of your surroundings and where other cars are. The peripheral vision that driving takes is astonishing and you have to be able multi-task; being aware of your surroundings is just one of those tasks.
Finally you can invest in making your vehicle a little more secure, features such as parking the vehicle on a driveway or better still in a garage, as well as installing security devices will all help the insurance company feel more secure about insuring your vehicle. As everyone knows from the adverts all over the television, comparing companies will allow you to find the best deal possible – remember although this is about finding ways to reduce your insurance premium, it is also important to get the insurer who is most efficient and value for money for you personally.
Sheilas' Wheels can provide other tips such as these as well as providing insurance quotes, contact their customer services team using the following contact information: http://www.customerservicescontact.co.uk/sheilas-wheels-customer-service/
Following the outrage that ensued when it was clarified by insurance companies that women were given better insure rates and when lots of insurers, such as Sheilas’ Wheels, entered the market offering insurance exclusively for female drivers, prices generally started to be questioned. The difference between males and females when it came to insurance policies was huge, women got a much better deal and many insurance companies picked up on this and began targeting just females.
This prompted an outcry and ultimately a fair price policy being introduced that disallowed insurers to cater for just one gender or to offer better rates of insurance based on the gender of the customer. It has been noted that saving money on car insurance has never been more important to women.
Unfortunately, as with any insurance group it is the younger demographic who suffer. Women between the ages of 17 and 25 looking to insure their cars are expected to be hit the hardest with the premiums predicted to shoot up 24%, on average.
It has been proven that this is not unjustifiably so though as statistics indicate that for example, an 18 year old is three times more likely to be involved in a road collision than a 48 year old. One way around this is to quite simply add a secondary driver to the policy who has more on-road experience. Provided the youngest driver is named as the main driver, this is just a helpful tip for a slight reduction in charges.
It sounds easier and simpler than you think but driving carefully will lower any premium. This doesn’t mean slower necessarily – although young drivers with a speeding offence could see their premiums rise by as much as 22% - but it means being more aware of your surroundings and where other cars are. The peripheral vision that driving takes is astonishing and you have to be able multi-task; being aware of your surroundings is just one of those tasks.
Finally you can invest in making your vehicle a little more secure, features such as parking the vehicle on a driveway or better still in a garage, as well as installing security devices will all help the insurance company feel more secure about insuring your vehicle. As everyone knows from the adverts all over the television, comparing companies will allow you to find the best deal possible – remember although this is about finding ways to reduce your insurance premium, it is also important to get the insurer who is most efficient and value for money for you personally.
Sheilas' Wheels can provide other tips such as these as well as providing insurance quotes, contact their customer services team using the following contact information: http://www.customerservicescontact.co.uk/sheilas-wheels-customer-service/
Sunday, 6 October 2013
Swiftcover News Update: A Report on Buying Car Insurance Using a Credit Card
Swiftcover news update: There is evidence to suggest that
buying car insurance using a credit card can be more financially beneficial for
the customer.
“If it isn’t fuel tax or road tax, paying through the nose for car insurance is another reason why driving is getting more and more expensive. But while the insurance companies have us over that compulsory insurance barrel, it seems they are also taking advantage of us in other ways too with massive charges for monthly instalments and for cancelling a policy.
Payment by instalments is a welcome option for many people, who would otherwise be faced with the alternative of finding a big wodge of cash all in one lump. This is even more true for those whose car insurance falls due for renewal between now and January when many are saving (or paying) for Christmas.However, the rates that some insurance companies charge mean that you would be better off paying for your car insurance with a credit card, where the average APR is around 18% ; even better if you can find a 0% on purchases card.
Our friends over at Which! researched the APRs charged on monthly instalments and found that, although a couple of insurers, namely AgeUK and the NFU charged nothing or a nominal (0% and 2.75% respectively) fee for paying monthly, most insurers were indeed making hay while the sun shined. And the rates varied wildly. The next lowest fees were levied by Hastings at 14.9% and Co-operative Insurance at 18.5%, followed by Mercedes-Benz Insurance, Admiral and Elephant all on 18.6%.
At the other end of the scale, the insurers making sure they got their money’s worth were Kwik-Fit Insurance on an eye-watering 52.32% (looks like it’s not just car repairs they rip you off with), Endsleigh on 39.7%, Allianz on 34.8%, Zurich on 33% and AXA and Swiftcover both on 32.4%.
However, Which! also looked at other fees levied on the policy, including cancellation fees. Cancellation fees are levied if the insurance is cancelled part-way through an insurance year and seems to be just another way of extracting additional money from people- especially galling for those who might give up a car to save/recoup money. Again, the level of cancellation fee varies wildly, from £0 (AgeUK, NFU, Allianz and Volvo) up to £70 (Natwest and RBS).
Overall, Which! have compiled an index of the best and worst insurers for instalment interest and all cancellation and other policy charges, which can be seen in its full glory here. Top of the shop are AgeUK, NFU and Volvo with scores of 100 or 92 out of 100. Dragging up the rear are AA (51/100), Fifty Plus (49/100) and Hastings (a pitiful 36/100).
So next time you are weighing up your lowest premium and maximum cashback calculations, make sure you factor in these costs as well. Or get yourself that cheaper credit card.”
This article was originally published at www.bitterwallet.com.
More information on Swiftcover and their insurance services, click here.
“If it isn’t fuel tax or road tax, paying through the nose for car insurance is another reason why driving is getting more and more expensive. But while the insurance companies have us over that compulsory insurance barrel, it seems they are also taking advantage of us in other ways too with massive charges for monthly instalments and for cancelling a policy.
Payment by instalments is a welcome option for many people, who would otherwise be faced with the alternative of finding a big wodge of cash all in one lump. This is even more true for those whose car insurance falls due for renewal between now and January when many are saving (or paying) for Christmas.However, the rates that some insurance companies charge mean that you would be better off paying for your car insurance with a credit card, where the average APR is around 18% ; even better if you can find a 0% on purchases card.
Our friends over at Which! researched the APRs charged on monthly instalments and found that, although a couple of insurers, namely AgeUK and the NFU charged nothing or a nominal (0% and 2.75% respectively) fee for paying monthly, most insurers were indeed making hay while the sun shined. And the rates varied wildly. The next lowest fees were levied by Hastings at 14.9% and Co-operative Insurance at 18.5%, followed by Mercedes-Benz Insurance, Admiral and Elephant all on 18.6%.
At the other end of the scale, the insurers making sure they got their money’s worth were Kwik-Fit Insurance on an eye-watering 52.32% (looks like it’s not just car repairs they rip you off with), Endsleigh on 39.7%, Allianz on 34.8%, Zurich on 33% and AXA and Swiftcover both on 32.4%.
However, Which! also looked at other fees levied on the policy, including cancellation fees. Cancellation fees are levied if the insurance is cancelled part-way through an insurance year and seems to be just another way of extracting additional money from people- especially galling for those who might give up a car to save/recoup money. Again, the level of cancellation fee varies wildly, from £0 (AgeUK, NFU, Allianz and Volvo) up to £70 (Natwest and RBS).
Overall, Which! have compiled an index of the best and worst insurers for instalment interest and all cancellation and other policy charges, which can be seen in its full glory here. Top of the shop are AgeUK, NFU and Volvo with scores of 100 or 92 out of 100. Dragging up the rear are AA (51/100), Fifty Plus (49/100) and Hastings (a pitiful 36/100).
So next time you are weighing up your lowest premium and maximum cashback calculations, make sure you factor in these costs as well. Or get yourself that cheaper credit card.”
This article was originally published at www.bitterwallet.com.
More information on Swiftcover and their insurance services, click here.
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