Tuesday, 15 October 2013

Sheilas' Wheels news update: Tips for Insuring Female Drivers

Sheilas’ Wheels news update: Third party websites offer women some tips for lowering their car insurance following the levelling out of costs between genders.

Following the outrage that ensued when it was clarified by insurance companies that women were given better insure rates and when lots of insurers, such as Sheilas’ Wheels, entered the market offering insurance exclusively for female drivers, prices generally started to be questioned. The difference between males and females when it came to insurance policies was huge, women got a much better deal and many insurance companies picked up on this and began targeting just females.
This prompted an outcry and ultimately a fair price policy being introduced that disallowed insurers to cater for just one gender or to offer better rates of insurance based on the gender of the customer. It has been noted that saving money on car insurance has never been more important to women.

Unfortunately, as with any insurance group it is the younger demographic who suffer. Women between the ages of 17 and 25 looking to insure their cars are expected to be hit the hardest with the premiums predicted to shoot up 24%, on average.

It has been proven that this is not unjustifiably so though as statistics indicate that for example, an 18 year old is three times more likely to be involved in a road collision than a 48 year old. One way around this is to quite simply add a secondary driver to the policy who has more on-road experience. Provided the youngest driver is named as the main driver, this is just a helpful tip for a slight reduction in charges.

It sounds easier and simpler than you think but driving carefully will lower any premium. This doesn’t mean slower necessarily – although young drivers with a speeding offence could see their premiums rise by as much as 22% - but it means being more aware of your surroundings and where other cars are. The peripheral vision that driving takes is astonishing and you have to be able multi-task; being aware of your surroundings is just one of those tasks.

Finally you can invest in making your vehicle a little more secure, features such as parking the vehicle on a driveway or better still in a garage, as well as installing security devices will all help the insurance company feel more secure about insuring your vehicle. As everyone knows from the adverts all over the television, comparing companies will allow you to find the best deal possible – remember although this is about finding ways to reduce your insurance premium, it is also important to get the insurer who is most efficient and value for money for you personally.

Sheilas' Wheels can provide other tips such as these as well as providing insurance quotes, contact their customer services team using the following contact information: http://www.customerservicescontact.co.uk/sheilas-wheels-customer-service/

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